Many of the elderly in St. Louis are struggling to pay monthly expenses. If you are able to remain in your own home, but need assistance to complete common daily tasks around your home, you may benefit from a little known program for veterans called the Veteran’s Aid and Attendance program, or Veteran’s A&A program.

Often considered the third tier of the veteran’s pension program, this program can provide enough financial assistance to make a significant difference in your monthly budget. In fact, if approved, a veteran can receive up to $1,732 per month in assistance. A surviving spouse could receive up to $1,113 and a couple may be eligible for up to $2,054.

To qualify, the veteran must be a war-time veteran with at least 90 days of active duty, at least one day of which must have been during an active time of war. In addition, the War-Time Veteran or surviving spouse “must need the assistance of another person to perform daily tasks, such as eating, dressing, undressing, taking care of the needs of nature, etc. Being blind or in a nursing home for mental or physical incapacity, or residing in an assisted living facility also qualifies.”

Applying for the program requires you to complete Form 21-534 if you are a veteran, or Form 21-536 if you are a surviving spouse. If you encounter problems in the application process, consult with your St. Louis estate planning attorney.