If you are a senior, you have likely heard of a reverse mortgage. As the population of older Americans continues to grow at an unprecedented pace, products and services geared toward seniors are flooding the market. The reverse mortgage is one of those. If you own your home, you have probably received several advertisements in the mail offering you a reverse mortgage. Before you consider accepting one of those offers, you should fully understand what pros and cons. Toward that end, the Affton … [Read more...]

Retirement planning involves taking into consideration a number of important factors, including what it will likely cost you to live comfortably and what income you can expect to receive from various sources. One of those sources for most people is Social Security retirement benefits. The Sunset Hills elder law attorneys explain some of the key facts you should know if Social Security retirement benefits are a factor in your retirement plan. The Need for a Social Security System Social … [Read more...]

Although Alzheimer’s disease is not new, the rate at which people are being diagnosed with the disease is something we have never seen before in the United States. Understandably, anyone who is middle age or older likely harbors some fear of developing the disease. If you (or a loved one) were recently diagnosed with Alzheimer’s, you are probably experiencing a range of heightened emotions. Sometimes it helps to focus on what you can control instead of what you cannot. Toward that end, the … [Read more...]