Statistics tell us that two out of every five senior citizens over the age of 65 will need long-term care at some point in their life. Once you reach the age of 80 your odds of needing long-term care increase to three out of four. With the cost of long-term care averaging $75,000 a year it is no surprise that more and more older Americans are turning to the Medicaid program to cover the costs associated with long-term care. If you (or a loved one) suddenly needs the benefits offered by the … [Read more...] about How Soon Can You Get Medicaid?
What Questions Should I Ask an Elder Law Attorney?
There is an excellent chance that you will need to consult with an elder law attorney at some point in your life. Whether you need the service of an elder law attorney for yourself or for an older loved one, you may be unsure what to look for in an elder law attorney, if you have never needed one before. The area of “elder law” itself is a relatively new area of the law, meaning that there are likely fewer attorneys in your area who focus on elder law than on other areas of the law. This makes … [Read more...] about What Questions Should I Ask an Elder Law Attorney?
How to Preserve Your Legacy for Future Generations
Creating a comprehensive estate plan is something that everyone should do. Why stop there though? While you are developing your estate plan, why not incorporate strategies and tools into the plan that will also serve to preserve your legacy? While your tangible assets may reflect the amount of success you had while alive, your legacy reflects who you really were while alive. Your legacy includes your beliefs, your values, and even your hopes and dreams. With thoughtful planning you can include … [Read more...] about How to Preserve Your Legacy for Future Generations
Grief or Depression?
If you have recently lost a loved one, you are undoubtedly going through a wide range of emotions. There is no right or wrong way to grieve, no road map or guidebook that tells us what we are supposed to feel at what point. More importantly, there is no norm for when the grieving process terminates. Each person experiences grief in their own way and works through it in their own time. But how do you know if your grief has become something more serious? Recognizing when normal grief has turned … [Read more...] about Grief or Depression?
Hello world!
Welcome to Academy Member Websites. This is your first post. Edit or delete it, then start blogging! … [Read more...] about Hello world!
Could You Be Rich and Not Know It?
Billions of dollars are just waiting to be claimed by people all across the country just like you. Sounds too good to be true doesn’t it? Well the fact is that it is true. Billions of dollars are being held by the individual states in their “unclaimed money” departments just waiting for the rightful owners to claim the money—and you could be the rightful owner! Money held as unclaimed money can come from many sources; however, one common source is life insurance proceeds. When a policy holder … [Read more...] about Could You Be Rich and Not Know It?
Common Regrets of the Dying
People often say they “have no regrets” but the truth of the matter is that most of us do have regrets. In fact, according to a nurse who cared for the dying we tend to share common regrets. In her book “The Top Five Regrets of the Dying” she shared the top five most common themes she gleaned from her dying patients regarding regrets they had. According to the Australian nurse, the five most commonly heard regrets were: I wish I'd had the courage to live a life true to myself, not the life … [Read more...] about Common Regrets of the Dying
ABA Journal article on Supreme Court timeline for decision on “Obamacare” ruling
The Link to the ABA Journal article The Big Picture is great blog material. It tells the story of how the U.S. Supreme Court yesterday released its decision in the “Obamacare” case. Some media pundits have had great fun poking the ribs of other media figures, particularly at Fox and CNN for initially getting it wrong in announcing that the Supremes had ruled individual mandates unconstitutional. The court released a number of different opinions, including majority, concurring and dissenting. … [Read more...] about ABA Journal article on Supreme Court timeline for decision on “Obamacare” ruling
Long-Term Care Assistance For Veterans
People who serve their country in the armed forces are entitled to certain benefits and some of them are rather commonly understood. For one, veterans who have put in at least two decades of service become eligible for a retirement pension. A lot of people think long-term and join the military knowing that they will retire after 20 years and then embark on a career as a civilian. This can be a fruitful path that can set you up for a comfortable retirement when you become eligible for Social … [Read more...] about Long-Term Care Assistance For Veterans
What Is Elder Abuse?
Sadly, elders are abused in America every day. According to the National Center on Elder Abuse, between one and two million Americans over the age of 65 are mistreated, abused or taken advantage of by people on whom they depend for care every year. Many believe that figure may grossly under-represent the number of actual occurrences, as many elders are hesitant, or unable, to report abuse. Elder abuse can take the form of physical, emotional or sexual abuse as well as neglect or financial … [Read more...] about What Is Elder Abuse?
